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buy name brand jewelry wholesale The mortgage interest rate shall be floated within a certain range of the benchmark interest rates formulated by the central bank in accordance with the central bank. The specific floating ratio depends on which bank to apply for mortgage, loan use, and loan cycle length.
1. If it is used for operating mortgage loans, the interest rate of mortgage loans is generally based on the benchmark interest rate of the central bank 20%.
The annual interest rate of loan for less than one year (including one year) is 5.22%; the annual interest rate of loan in one to five years (including five years) is 5.7%; the annual interest rate of more than five years is 5.88% Essence
2. If it is used for consumer mortgage loans, the interest rate of mortgage loans is generally based on the benchmark interest rate of the central bank 10%.
The annual interest rate of loans of less than one year (including one year) is 4.785%; the annual interest rate of loan in one to five years (including five years) is 5.225%; the annual interest rate of more than five years is 5.39% Essence
The interest rates for bank mortgage loans will be adjusted slightly according to the bank loan business, loan amount and loan cycle. The specific interest rate and loan content can be asked for the loan bank in detail.